My resolution for 2020 was (is) to let the ickiness of 2019 be but a distant memory. Fade away in my rearview, ickiness! #byefelicia. However, there are aspects of ’19 that will crop up, but that’s the nature of grief. I have lovely new tenants moving in next month. In fact, their moving has helped me to cope with my best friend’s imminent moving from ME to TN. However, this post is NOT about that; I will likely elaborate in a future write-up. So, my attitude for the past 30 days has been much improved; as I indicated in yesterday’s blurb, I’m hopeful. My line of thought has been OKay, this is still hard right now, but think about what you have to look ahead to.
Having an empty rental for two years was a severe blow squared. Just think, to lose that income for 24 months! Also, to fix the damages the previous tenants left and to perform the updates that needed to be done . . . Well, both have left the crippling burden of (lots of) debt in addition to the normal debts: education loan payments, vehicle payments, food, etc. Although most of my bills are late, and I have accumulated oodles of debt, I am able to see the dob of light at the end of the tunnel. The rental is now (SO) gorgeous and entirely new bottom to top, top to bottom, with lovely new occupants on their way!
This morning, I opened up a credit card statement that I was not going to bother with. I knew that my last purchase was heating oil for both “sides” of my house (my home and the rental portion). Have you ever heard that voice in your mind, that thought that doesn’t quite belong to you? Well, I’ve heard that subtle and disjointed whisper many times, and the one time I didn’t listen, I learned to always, always, ALWAYS listen. I opened the CC statement, and it was very obviously . . . compromised. The balance far exceeded what I knew to be the true balance.
Here’s the thing though . . . Deep down (OKay, so not deep down – it was really only a surface thought), I know that I have never been out to California, and I have not been to New York since 2018, but I kind of sort of questioned my whereabouts for a brief moment. The charges are all food purchases, mainly bakeries, out of CA and NY. My first instinct was to raise my arms to the skies and ask, “WHHHYYYYY MEEEEEEE!!!!!!!????” but I did not, nor will I because the answer is, “Why not?” There are X number of people each day, from all walks of life, that fall victim to someone else’s asshattery. The likelihood that it was going to be me, at some point, was / is . . . “pretty good.” <~~~ As a crime analyst, that is indeed my professional opinion. I also refuse to ask, “What next!?” I’ve asked that question before, and there’s always an answer. For example, in (what I thought would be) finishing the rental, there was flooding in the basement, which was never an issue before. “What next!?” was asked, and a giant oak tree fell on the house. That’s another story . . .
Note to self / future topics
- Callie moving
- The tale of the fallen oak and the mighty birch
But I digress . . .
So, my credit card number was stolen and used to the tune of well over $1,000 dollars. I assume all of these food purchases were online orders because I have the physical card in my possession. Well, the shredder has the card in its belly – just a little snickety snackity to warm it up for the day’s feeding. I called my CC company, and they were surprisingly helpful. I have checked all of my other statements, accounts, etc., which I will continue to monitor closely, and all is well. This situation could have been far worse, and I acknowledge that. Currently, it’s at level annoyance. My initial instinct was to panic, and I did to some degree – my hands were shaking while I was on the phone sorting this mess out. Ultimately, I don’t have to pay for the fraudulent charges, the account has been closed, and someone (or someones) have full and happy bellies . . . probably full of cupcakes . . .
But seriously!? How can you even enjoy eating your In N Out Burger meal, your bakery delights, all while opening your Etsy purchases? Whoever you may be, you’re kind of a dick, but I know it could have been far worse so thank you for not being worse . . . you’re just the right amount of asshole – your mama must be so very proud.